Premium Bonds Winner Claims £100,000 with Just £100 Holding in February 2025 Draw
A fortunate Premium Bonds holder from Inner London has secured an impressive £100,000 prize despite holding just £100 in the February 2025 draw. The winning bond, purchased in April 2006, demonstrates the unpredictable nature of the Premium Bonds lottery, where even small investments can yield significant rewards.
Highlights from the February 2025 Premium Bonds Draw
The latest Premium Bonds draw awarded 82 prizes of £100,000, with 40 of these winners holding the maximum permitted investment of £50,000. This further highlights the element of chance, as investors with varied holdings secured high-value prizes.
Among the two grand prize winners of £1 million each, one was a bondholder from Kirklees, West Yorkshire, who held the maximum £50,000. This lucky winner purchased their winning bond in January 2009 and became the third jackpot winner from Kirklees. The second jackpot winner hails from Sheffield, where they held £10,000 in bonds. Their winning bond was acquired in September 2022, making them the fourth Premium Bonds millionaire from Sheffield.
How Many Prizes Were Awarded?
This month’s draw resulted in more than 5.8 million prizes, distributing a staggering £430 million among Premium Bonds holders. These prizes, which are entirely tax-free, make Premium Bonds an attractive savings option for many UK residents.
Understanding Premium Bonds and Prize Distribution
Premium Bonds offer a unique savings scheme where each £1 bond enters a monthly draw. Investors can purchase Premium Bonds with a minimum holding of £25, making them accessible to a wide range of savers. The prize amounts vary, ranging from £25 to £1 million. In the February 2025 draw, the following prizes were awarded:
- £50,000 prizes: 164 winners
- £25,000 prizes: 328 winners
- £10,000 prizes: 820 winners
- £5,000 prizes: 1,641 winners
- £1,000 prizes: 17,202 winners
Surprise Wins for Small-Scale Investors
While large holdings can increase the chances of winning, this draw also proved that smaller investors can still win big. A saver from County Durham with a £500 holding secured a £50,000 prize. Another lucky investor from Devon, who purchased a £470 bond in October 2010, won £5,000 in the latest draw.
Premium Bonds Prize Fund Rate and Odds of Winning
The prize fund rate for this month was set at 4.0%, reflecting a recent decrease from 4.15% in November 2024. Before that, the rate was 4.4% in October 2024. The successive reductions have slightly impacted the odds of winning, which now stand at 22,000 to 1, compared to 21,000 to 1 in the November 2024 draw.
Comment from NS&I Retail Director
Andrew Westhead, NS&I’s retail director, remarked on the ongoing jackpot-winning streak in Yorkshire and the Humber, noting that the Sheffield win came exactly two years after the last jackpot win in the city in February 2023.
Notable Premium Bond Winners for February 2025
| Prize Amount | Location | Value of Winning Bond |
|---|---|---|
| £1,000,000 | Kirklees | £50,000 |
| £1,000,000 | Sheffield | £10,000 |
| £100,000 | Lancashire | £2,000 |
| £100,000 | West Sussex | £2,000 |
| £100,000 | Hampshire & Isle of Wight | £15,000 |
| £100,000 | Wiltshire | £7,000 |
| £100,000 | Somerset | £5,000 |
| £100,000 | Somerset | £1,000 |
For those feeling lucky, the full list of winners for February 2025 is available for viewing. With Premium Bonds, every investment holds the potential for life-changing rewards, making them a thrilling savings option for those seeking both security and excitement.
Final Thoughts
The February 2025 Premium Bonds draw once again highlights the unpredictability and excitement of this savings scheme. While larger investments increase the likelihood of winning, this month’s results prove that even smaller investments can lead to substantial payouts. With millions of pounds awarded each month, Premium Bonds continue to attract savers looking for a risk-free way to try their luck at winning tax-free prizes.
